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Finance studies and addresses the ways in which individuals, businesses and organizations raise, allocate and use monetary resources over time, taking into account the risks entailed in their projects. The term finance may thus incorporate any of the following:

  • The study of money and other assets
  • The management and control of those assets
  • Profiling and managing project risks
  • As a verb, "to finance" is to provide funds for business.

Examples of some basic financial concepts


The activity of finance is the application of a set of techniques that individuals and organizations (entities) use to manage their financial affairs, particularly the differences between income and expenditure and the risks of their investments.

An entity whose income exceeds its expenditure can lend or invest the excess income. On the other hand, an entity whose income is less than its expenditure can raise capital by borrowing or selling equity claims, decreasing its expenses, or increasing its income. The lender can find a borrower, a financial intermediary, such as a bank or buy notes or bonds in the bond market. The lender receives interest, the borrower pays a higher interest than the lender receives, and the financial intermediary pockets the difference.

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Shirley1376 (Shirley Vooper) Mon, 21 Dec 2009 20:31:20 -0000
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shawnhawaii (Shawn Hawaii) Mon, 21 Dec 2009 20:30:17 -0000
Are Canadian really more confident in their financial situations or are they just spending more because Xmas is on Thursday
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In a mtg with financial aid, can't stop wondering when they'll figure out I don't know what the hell I'm doing.
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In a mtg with financial aid, can't stop wondering when they'll figure out I don't know what the hell I'm doing.
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FinancialBooks.com - Books on fixed-income portfolio management, investment strategies, and mortgage-backed securities; edited by Dr. Frank Fabozzi.

Fraser Books - Financial and contrary opinion literature.
Meta Description: [ An extensive selection of books on Wall Street, speculation, investing, business, the stock market, and trading techniques for the creative self-investor. ]

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